Our Unique Reflexive 
Questionnaire

The Reflex Questionnaire is our specialty designed application process that aligns the best products for your specific life insurance needs. The entire process consists of simple health questions that give us a more in-depth insight into what plan will work best for you. The questionnaire’s journey adapts based on your answers and allows us to get a clear understanding of your overall health.

Most of the questions asked are related to your past and present states of health. The questionnaire covers a range of health topics such as pre-existing conditions, terminal illnesses, treatments, transplants, and drug use. It also asks about criminal history, medications you are currently on, and any major surgeries you may have undergone. Finally, the reflex questionnaire also asks for more basic information like your weight and height (overweight/under) according to a set chart.

Rates are determined based on the answers you provide on the questionnaire and the available plans offered to you after you answer the questions. As with all life insurance plans, your health is what dictates how much your coverage costs. Unlike most insurers, though, we don’t require you to undergo invasive and time-consuming medical exams to determine your rates and qualify. With Fitberry and our Reflex Questionnaire, applying for life insurance and discovering your rates is a much simpler and quicker process.